Rugby second home council tax

Rugby Borough Council was not charging a second homes premium at 6 October 2025, according to MHCLG's Council Taxbase. We have not verified whether it has decided to charge one from 2026/27 or later; check with the council.

£2,483

Average Band D council tax in Rugby, 2026/27, including county, police, fire and average parish precepts.

£2,483

Band D as a second home (no premium recorded).

183

homes classed as second homes on Rugby's tax base at October 2025; 0 paying the premium.

Second home bill by band in Rugby (2026/27 estimate)

BandNormal billAs a second home
A£1,655£1,655
B£1,931£1,931
C£2,207£2,207
D£2,483£2,483
E£3,035£3,035
F£3,587£3,587
G£4,138£4,138
H£4,966£4,966

Estimated from the council's average Band D. Your parish precept changes the figure slightly. The Rugby council element (including parish) rose 3.6% from 2025/26 to 2026/27.

Empty homes premium in Rugby

Rugby charged an empty homes premium at October 2025 on 117 long-term empty homes. Premium rates recorded by MHCLG:

Empty forPremium
1–2 yearsNot reported separately
2–5 years100%
5–10 yearsNot reported separately
10 years +Not reported separately

Holiday lets on business rates in Rugby

The 2026 business rates list has 28 self-catering holiday lets in Rugby, with a median rateable value of £2,925; 93% have a rateable value of £12,000 or less. A holiday let pays business rates instead of council tax if it was available to let for at least 140 nights and actually let for at least 70 nights in the last 12 months.

Exceptions you can apply for

The premium should not apply if the home falls in a national exception class, for example: an annexe (Class F), actively marketed for sale or let (Classes G and H, up to 12 months), recently granted probate (Class I, up to 12 months), a job-related home (Class J), or a seasonal home that planning rules stop being used as a main home (Class L). Apply to Rugby Borough Council with evidence. All exception classes and rules.

If the property is let to a tenant as their main home, it is not a second home. For landlord duties in Rugby, see licensing in Rugby and the landlord database (your region: West Midlands, register by 14 March 2027).

Question about a property in Rugby?

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Check a postcode

Licensing, database deadline, EPC and council tax for one address: postcode check.

Related guides

Sources

Data: MHCLG Council Tax levels 2026-27 (Table 10); Council Taxbase 2025 (at 6 October 2025); VOA 2026 rating list. Premium status as at those dates; confirm the current position with Rugby Borough Council.

Last checked 28 Sep 2026. Information, not legal advice. Official pages change; follow the source link before you act.